Posts filed under 'Counseling'

How to handle a Telemarketer

It’s like clockwork. You sit down to dinner and the phone rings.
You answer it. The caller is trying to sell you something or
tell you that you’ve won a fabulous prize.

Here we go again. You just got a telemarketing call. So do you
want to know how to handle these guys? Well, keep reading.

The FTC’s Telemarketing Sales Rule helps protect you from
abusive and deceptive telephone sales practices. The Rule
restricts calling times to the hours between 8 a.m. and 9 p.m.
(your local time) and puts other limits on telemarketers, too.
For example:

*Telemarketers must tell you it’s a sales call, the name of the
seller, and what they’re selling before they make their pitch.
If they’re pitching a prize promotion, they must tell you that
no purchase or payment is necessary to enter or win. *It’s
illegal for telemarketers to lie about their goods or services;
earnings potential, profitability, risk, or liquidity of an
investment; or the nature of a prize in a prize-promotion
scheme. *Before you pay, telemarketers must tell you the total
cost of the goods they’re selling, any restrictions on getting
or using them, and if a sale is final or non-refundable. In a
prize promotion, they must tell you the odds of winning, that no
purchase or payment is necessary to win, and any restrictions or
conditions of receiving the prize. *It’s illegal for a
telemarketer to withdraw money from your checking account
without your express, verifiable authorization. *Telemarketers
cannot lie to get you to pay, no matter what method of payment
you use. *You do not have to pay for credit repair, recovery
room, or advance-fee loan or credit services until these
services have been delivered. *It’s illegal for a telemarketer
to call you if you have asked not to be called.

Ok, now that we know what they can and can’t do while on the
phone with us, let’s get them off the phone altogether.
Warning–some of the following suggestions are liable to make
you laugh. I have personally used each of these, and it is so
much fun!

1. Depending on the gender of the person calling you, start
hitting on them. That’s right–make a pass at them. For example,
I am a male. If the person calling me is a female, I will flirt
with her until there is no tomorrow. I have done this twice, and
the person hung around for about 30 seconds before she called
for a supervisor. That’s my signal to hang-up.

2. If they give you their name, talk to them like they are an
old friend. I use this one the most, and my conversations go
something like this:

Telemarketer: Hi, my name is Bob… Me: Bob! You crazy old man,
how have you been lately? Telemarketer: Huh? Me: Oh, Bob come on
now. You remember me? The quiet kid from Algebra.

This lasts about a minute, with me driving the telemarketer out
of his or her mind.

3. Pretend you are someone that you’re not. Here’s how a call
went about a month ago between me and a guy from a major long
distance company.

Telemarketer: Hello, I am with Big Phone Company. Me: Wait! Shh,
I am not supposed to be answering this phone! Telemarketer: Sir,
Me: I said shhhh! You don’t seem to understand. I don’t even
live in this house. Now, I am going to put this phone down so I
can steal this stereo…

This I have only used about four times. Ninety-nine-point-nine
percent of all telemarketers use autodialers, so they can’t
exactly pinpoint your phone number. Once I also told the person
who called that they had called the President of the United
States and were in big trouble, because no one was supposed to
have this number. They hung-up in about one second.

4. Just make something up! Use your own imagination. I have one
of those sound effects CDs and have used almost every track on
the CD to throw telemarketers off. I also have a recording of
the “Who’s On First” skit, which I have used as well. Just play
it into the phone.

If you have worries about using any of these, don’t.
Remember–they called you. Technically you should yell and
scream at them, but hey, why not have a little fun?

April 8th, 2008

Life is The Way It Is!

“Life is not the way it is supposed to be.

It is the way it is. The way you cope with it is what makes the
difference.”

Virginia Satir

How you cope with life is determined by your mental attitude.
How you view any situation depends on your beliefs and your
values.

How you cope with challenges can strengthen or weaken you. Some
people have faced numerous challenges in their lives, yet
maintained a positive outlook.

Reinforce your coping mechanisms by:

- viewing change as an opportunity, not as a threat,

- finding a positive benefit in your challenges,

- discussing the situation with a friend,

- taking action and not procrastinating,

- taking time to laugh,

and above all,

- keeping things in perspective!

March 27th, 2008

Before you go for credit card debt help

All kinds of suggestions seem to be floating for credit card debt help. Everyone, even some of your friends, have a piece of advice related to credit card debt help. seem to offer credit card debt help is on offer everywhere - articles in newspapers, advertisements on Television channels, newspapers, websites and magazines.

Credit card debt help really starts with developing a better understanding of credit cards and other concepts related to credit cards irrespective of whether you go for external credit card debt help or not.

You should try and understand how the credit card suppliers bill you, how the interest is calculated on your credit card balance and how your credit card debt grows. Understanding all about APR, goes without saying. Even if you think that you had gone through all this stuff at the time of choosing your credit card, you should revisit these concepts to make sure that you still know them. If you decide against going for professional credit card debt help, you will need to understand these concepts in even more detail

Related Links:

clark howards credit card debt

credit card debt statistics

March 13th, 2008

How to find your voice

For every writer, finding his or her own voice is very
essential. It is the identity, the personality, the very essence
of a writer. And in the crowded writing market, clients are
constantly looking for writers with their own voices. They will
usually ignore all those voiceless writers that write stale and
boring articles. What they are looking for is a fresh voice that
would definitely get the readers’ attention.

Simply put, your voice is your style, your tone, the fashion of
writing you feel most comfortable with. Editors may or may not
decide to buy your book because of it. Readers will either love
or hate you for it.

A new writer should strive to find his or her own voice to be
come a very. Once a writer finds his or her own voice it would
already be easy to get published and earn money. What is a voce
really? Well nobody can really define what a voice is. But once
you will know once you found it.

Finding your voice can be a very long and complicated process.
Most famous writers took years to find their voices. There are
even workshops out there that promise to help you find your
voice. But it is only you who could look for your voice.

What a new writer must do is to continue writing until they find
their voice. And one day, youll critique, your editor or your
friend, while reading your piece will just say, Hey youve
found your voice.

Below are a few tips on how a writer can find his or her voice.

Here are some tips to add your own voice to your writing.

1. Feel what you write. Or as more poetic writers would put it,
write from the heart. Writers must be sensitive and must be
constantly in touch with their feelings. They must their
feelings, be it excitement, passion or anger to their advantage.
In fact when you are feeling intense feelings that is usually
the best time to find your voice. When you are feeling intense
feeling, immediately grab a pencil or open your word processor
and write away.

2. Be original. The mistakes of new writers is too simply copy
what’s been done by their idols or established writers in the
business. Often, this is a result of not wanting to fail. But
this is could also be the result of plain laziness of the
writer. Try to write something new and original every time you
write. If you write the same things over and over again, you
will soon find out that even you will get tired of it. And if
you get tired, just imagine what your clients and readers feel.

3. One good advice to writers is that they should write the same
way as they speak. One of the best ways to do this is to listen
to yourself talk by recording you voice. Transcribe the tape
then compare it to your writing.

4. Edit then edit again. It is sometimes necessary to cut the
pieces you have written in order to extract its essence of it.
If you constantly distill your writing then what would come out
of it is something that is distinctly yours.

5. Listen to your inner critic but not too much. Your inner
critic can give beneficial advices but it can also be a
hindrance to finding your real voice. So listen to him but don’t
let him interfere with your writing.

6. Open up. You should learn how to open when you are writing.
Reveal yourself, your drams, hopes, fears, desires, etc. When
the feeling of embarrassment has set in, then maybe its’ your
voce showing up.

7. Be very concrete. Being abstract is a mistake every new
writer makes. You must remember to be as concrete as possible
when writing. When you are describing an animal tell exactly
what animal it is.

8. Don’t be afraid to break the rules. Of course every writer
knew the importance of good grammar and following its rules. But
dont be afraid to brake the rules of writing once in a while.
Use slang and contractions and begin sentences with and and but.
But still stick to good grammar and always check your spelling,
especially with proper nouns.

9. Write, write, write. This is probably the best advice a
writer can get because it is in constant writing that your voice
will emerge.

Now that you know how to find your voice, discovery will be so
much easier. So what are you waiting for?

February 11th, 2008

Home Schooling Resources - Get The Right Resources

When it comes to home schooling the social skills is a topic that is of primary importance. Many people think that in home schooling the children is deprived of any social interactions or interaction with other children leading to less growth and development.

Continue Reading Add comment February 11th, 2008

Nonprofit Credit Counseling

Getting a credit card is very easy to do; unfortunately in the wrong hands the credit card can be disastrous. In order to be a good consumer you need to use credit wisely. There are millions of people that get so deeply into debt that they need professional help to come up with a workable plan. Non profit credit counseling is a great service to help people that find themselves sinking deeper and deeper into debt.

Loan consolidation can be a practical, economical solution to credit problems, however it is best to get this advice from a third party that is not going to be making money off the interests of this consolidated loan. Of course the best thing to do is not to charge things unless you have the resources to repay the amount within a reasonable amount of time. Also establish a solid credit history by charging smaller amounts and paying off the amount at the end of each month so that you do not rack up interest amounts.

This link - non-profit credit counseling - will probably give you proper guidance.

November 22nd, 2007

Buying niche and saving time

Buying niche websites for business appreciation can be a choir. I tend to opt for the most profittable thing around, so whether I am blogging to sell or coding for cash I will usually tend towards whichever I think will provide the most ROI online.

So throw away all your mini mags and start making Microsites, small compact and functional. Microsites are a great use of programming time and can act as a business online platform to progress yourself and your finances expotentially. Essentially a great way to make money with a blog, microsites will allow you to focus your earning power in small bites to help boost your blog.

So if you want advice visit Critix, the dude has a great philosophy and seriously helps grow business’s. Backed by percentage shares in all the business’s he operates he can fund online business and eventures daily. His microsite business ideas have given us hope this month, providing great online profitibality without any fuss!

October 21st, 2007

Chemistry Help

Getting the most out of a tutor depends largely upon the student. There is the temptation to rely upon a tutor to complete assignments and solve problems. When this happens very little learning actually takes place. Parents should pay close attention to what the interaction between tutor and student.

Chemistry is a subject that students can benefit enormously when using a tutor. Chemistry help can be had 24 hours a day in many cases as there are numerous experts in all fields of chemistry available to help. When seeking out chemistry help make sure to note the qualifications of the prospective tutor. It sounds obvious but make sure to seek out an expert in the specific field of chemistry being studied. In other words, when studying biochemistry locate a biochemistry expert for your chemistry help.

Finally, remember that there are many qualified tutors available and so don’t bind yourself to the first one you come across. Set out a trial period of a couple of weeks and monitor the progress. Keep in mind that the ultimate goal is to learn not to simply complete assignments. There is no need to rely on chemistry help from a tutor whose primary pursuit is collecting a fee.

September 4th, 2007

Nonprofit Debt Consolidation

Before selecting a nonprofit debt consolidation agency, you must take proper precaution. There have been many scam artists…

Continue Reading Add comment August 28th, 2007

A Man’s Secrets to Successful Online Dating

Online dating has spread all over the world like bush fire. It works…or, at least, you can safely say it can work. Female surfers looking for a date online have been known to weary, and rightly so, when chatting online with a male. There are abundant instances of scary incidents.

So, you must be careful to be a nice guy that you are. You are not a pervert, a sexual predator, or a weirdo. You are just a nice guy looking for “the” girl for you.

Patience is the name of the game. A simple rule to follow is not to insist for her personal information like her real name or where she lives. You must ensure that your conversations are light-hearted and fun-filled, at least until she gets a comfort level for talking with you online. Never try to rush into a face-to-face meeting, otherwise you will be perceived to be a desperate or a pervert guy.

You must also ensure that you are honest about your physical appearance or job. Lies and deceit can never build a good relationship. Because your online dating partner will sooner or later find out the truth, and then you will be nowhere.

A picture . Posting pictures - full body shots, not just head shots - which show you doing everyday chores will prove to be worth a thousand words. Constantly remind yourself that If you were dating a girl in the real world she wouldn’t just see your head.

When you chat reaches a point where you are ready for your first face-to-face meeting, try to meet at a very public place, during daylight hours. You may also suggest that she bring a friend with her. This will ensure that she feels feel safe meeting you.

Get more information about dating secrets

author:jasper knowapp from http://relationship-secrets.info

Add comment August 4th, 2007

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