Posts filed under 'Consumer Issues'

Do you have an inventory of your home assets?

A  house fire, a flood, a burglary; it could leave you tangled in red tape and sitting on hold with your insurer for ages.  Simply having home insurance is not enough.  You need to be able to provide an accurate home inventory to your claims adjuster in order to ensure that you get the reimbursement you deserve as well as expedite the process by weeks, if not months. There are several ways to make an home inventory. You could use an online service to store records, home inventory desktop software, or a simple spreadsheet. It doesn’t matter how you make your inventory, as long as you make one. But don’t postpone, you never know when disaster is going to hit.

December 1st, 2007

4 Reasons That you should love cars

Cars a great. 1.9tdi’s, 2 litre sports - fast cars, slow cars, efficient cars - I love cars. But you should too - think how far we can get by driving a car. One man (in the right car) could drive the whole way around the world and probably sell it on as a good used car.  Heres 4 reasons why we should all love our cars and stop moaning about emmisions:

  • Used Cars - Great value way of buying a car that’s nearly new, low mileage and cool.
  • They come in smaller versions - Remote Control Cars are fun at a fraction of the price!
  • Ceredigion Cars has a huge range of local cars for sale and will always be a great way to buy a new motor!
  • Owning a car can be a great way to save money or spend it depending on the efficiency of your used car and when you brought it and where it was for sale!

Thats our quick run-down of reasons we should all <3 our cars!

November 21st, 2007

Probing into Bad Credit Payday Advance Borrowing Rates

(Interested in reading more about the faxless payday advance? Go how to get a payday advance go here.) A great charge by maligners of the instant cash advance trade keeps hammering away at the annual rate of interest demanded for a short term payday bridging loan which may accumulate to several hundred percent.

As you know, the APR or annual percentage rate may be described as a classic measure of the the amount of interest a borrowing client would have to pay during one entire year. The APR endows us with a foundation for determining which mechanism entails a higher vs. a lower drain on resources to the applicant, incorporating satellite charges that might be levied.Certainly the annual percentage rate is a legit equation applicable to financial undertakings with a duration of a full year at least .Per contra, in respect to two weeks loans or investments the borrowing rates are positively less helpful.

Alternatively, let’s liken fast cash advances to getting a taxi home from the train station. So let’s assume it will set you back by 40 dollars to get home this way. Right, 40 dollars may be some serious money to have to spend on merely getting home regardless people do it daily as it is agreeable and it serves a specific requirement. Of course we all know the alternative: rent a car for the whole day for $40 to drive unlimited miles.

So let’s assume we do that

November 20th, 2007

How to Repair Your Credit Score

If you are tempted to contact a credit score repair company for help with your credit history, then be sure to take certain precautions to protect yourself from credit repair scams:

*Check out the credit score repair company by contacting your state attorney general, local Better Business Bureau, and state or local consumer affairs agency.

* It should only cost you a few dollars to repair any errors in your credit report.

* Be wary of false claims. Some credit score repair companies will tell you that they can change or erase accurate information in your credit report.

Get complete guidance about credit score repair.

November 14th, 2007

Insurance for rental property

Rental property owners have unique insurance needs. A standard home insurance policy isn’t appropriate for rental property, because you don’t need to insure the contents of the house unless you provide furnished accommodations; you need to be more concerned about liability issues; and you need to protect yourself against the loss of rental income.

Tenants should make sure to insure their personal belongings. For a renters insurance quote visit:

 http://www.autoandhomeinsurance.org/

November 13th, 2007

The milkybar kid is strong and tough…like an rc car?

It has come to light after a recent survey that children these days are tending to opt for more and more random pastimes - from hurdles to high jump kids used to opt for the more sporty options but because of computer games and the internet age it appears these sports are lacking the fun element.

Enter Remote Control Car Racing - Yes its not great exercise - but it promotes outside time and does involve running to flip the car back over etc. I would highly recommend buying an electric remote control car for your kid - petrol ones tend to be smelly and have a lot more potential risk associated with them. I mean theres nothing wrong with buying a 2nd hand petrol rc car - but if its a kid, petrol and fast racing I don’t know how sensible that is?

I brought a cool little electric rc car for dave this christmas - it does 60kmph, which is pretty cool if you ask me..I suppose we will have to wait and see what he thinks!!!

November 8th, 2007

Do good drivers pay fewer insurance?

Most people consider themselves good at driving a car. Yet vehicle accident statistics show a completely different reality.  Why is it we are so confident about our driving skills? After all, most of us never took specialized driving courses.
Insurance companies charge lower premiums to good drivers but obviously they need a system in place to identify those good drivers since we all seem to think we are. In fact, they have a very different perspective on this. Did you know they think people with good credit are more likely to be good drivers?

Read more on auto insurance for good drivers.

November 6th, 2007

Online Car quiz distracts nation

Its shocking to think everyone gives in to this stuff so easily - but I have been reading how a car quiz on a buying cars website is distracting hundreds of people an hour from doing any work!!! Who would have thought some silly car quiz would have that much sway over people? Its mad.

Needless to say I havent tried it (ok Ive tried it) and it spits out a cool little token to say which car you are - I will stick mine in the end of this post but its pretty cool.

So alas there we go even this writer got distracted by this awesome car quiz and car chase videos!

I am a Audi A6
Cool calm and understated you seek a life of luxary and slight extravagance while maintaining an economic performance.

November 5th, 2007

Home insurance advice

All too often, it is not until disaster strikes that we find our insurance coverage is not good enough. So it’s important to understand what or insurance will cover and won’t cover, what affects the rate, and how and under what circumstance it can be cancelled or non-renewed. Many companies give a discounts if you install a smokedetector, burglar alarm, fire extinguishers, etc. More discounts may be obtained if you purchase other policies through the same company.

An informed consumer can obtain more value for his or her insurance dollar. Prices for nearly identical home insurance coverage can vary greatly among companies so shop and compare.

Michael Anderson

About he author 

Michael Anderson is an expert on home insurance and guest writer for several leading insurance websites

October 29th, 2007

Screw santa I want a petrol RC CAR!

Times come and times go but for 20 years remote control toys have been a top seller at christmas time. It can take a lot to satisfy the youth of today - xmas presents seem to be a different ball game these days.

Just on a quick search for xmas presents I have found Petrol remote controlled hummers, Business books and a whole range of other things that seem appropriate for my johnny, but how much should I spend?

I mean it takes the biscuit what some parents will lay out for thier children once every year.  I don’t mind spending a few hundred but more than that and they are just pushing thier luck if you ask me.

I say get one seriously good christmas present like a petrol rc car and they should be happy enough. Obviously a few little bits like oranges help bulk it up in appearance! God I love xmas time!

October 25th, 2007

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