Play Date at the Payday Loan Store
June 18th, 2007
My co-worker, Mark, overhead me speaking to my husband about not having enough money left in my checking account with nine days to go until payday. Mark could tell I was extremely stressed out. Money was tight this month. My husband was laid off last month by Pulte Homes where he was doing construction work. Our savings was virtually non-existent which didn’t help us as we entered our first money emergency. We needed cash fast.
I’ve seen the payday loan ads on tv but never really paid attention to them. Mark has used payday loans from time to time. He even has used online payday loans. He suggested I try this internet lender. I was not comfortable doing my first cash advance online so I headed down to my Chattanooga, TN Chek Into Cash to apply for a loan. The first thing I noticed was how many women were there filling out applications for cash advances with there kids running around like little monkeys.
I told the clerk I wanted to apply for a payroll advance loan and was given a binder with tons of forms to fill out. I sat there next to the play toys which were used to appease the rowdy children while parents filled out payday loan paperwork. I turned in the paper work and waited for an answer to my $400 cash advance request.
Two minutes later, I heard this little coughing gag sound to my left. I quickly looked over at the preschool aged child to see what was going on. She was running toward her mom crying, “Momma I don’t feel…” and that was it. I was covered in what appeared to be partially digested McDonald’s chicken nuggets and an orange soda.
At that moment, I heard the payday lender call my name to say I was approved for the $400 cash advance. I knew what the first $7 was going to be used for… dry cleaning!
[Keywords: online payday loans ]
Entry Filed under: Instant Loans